{"title":"SIE Exam Difficulty Report: What Real Candidates Actually Miss","description":"Aggregate, anonymous miss rates from real SIE practice answers on Lucky the Banker: the hardest topics, the most-missed questions, and how authored difficulty compares to real-world performance.","url":"https://luckythebanker.com/data/sie-difficulty-report","jsonUrl":"https://luckythebanker.com/data/sie-difficulty-report.json","generatedAt":"2026-07-03","methodology":"Computed from anonymous, aggregate practice-answer records on Lucky the Banker joined to the public SIE question bank. Answers are counted per question; no names, emails, or per-user data are used or exposed. Questions need at least 10 real attempts to be ranked individually and topics need at least 30 attempts. The report refreshes daily.","bank":{"totalQuestions":1906,"categories":14},"learnerData":{"answersAnalyzed":7560,"questionsWithData":1845,"questionsRanked":85,"minQuestionAttempts":10,"minCategoryAttempts":30,"overallMissRatePct":25.8,"hardestQuestions":[{"questionId":"s1-087","title":"If a municipal securities dealer violates an MSRB rule, who has enforcement authority?","path":"/questions/sie/if-a-municipal-securities-dealer-violates-an-msrb-rule-who-has-enforcement","topic":"MSRB Rules - Enforcement","categoryName":"Regulatory Framework","authoredDifficulty":"medium","attempts":10,"missRatePct":80},{"questionId":"s2-349","title":"Which security pays interest semiannually and matures in 2–10 years?","path":"/questions/sie/which-security-pays-interest-semiannually-and-matures-in-2-10-years","topic":"Treasury Securities - T-notes","categoryName":"Debt Securities","authoredDifficulty":"medium","attempts":19,"missRatePct":78.9},{"questionId":"s3-072","title":"Under the Bank Secrecy Act, broker-dealers must file a Suspicious Activity Report (SAR) when they detect transactions…","path":"/questions/sie/under-the-bank-secrecy-act-broker-dealers-must-file-a-suspicious-activity","topic":"Anti-Money Laundering","categoryName":"Anti-Money Laundering & Reporting","authoredDifficulty":"medium","attempts":11,"missRatePct":72.7},{"questionId":"s4-013","title":"A registered representative receives a complaint from FINRA's Department of Enforcement. 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For accrued interest, what day count convention is used?","path":"/questions/sie/a-treasury-note-trade-settles-on-monday-may-10-for-accrued-interest-what-day","topic":"Accrued interest","categoryName":"Debt Securities","authoredDifficulty":"medium","attempts":12,"missRatePct":58.3},{"questionId":"s1-045","title":"If the government wants to combat high inflation using fiscal policy, it would MOST likely:","path":"/questions/sie/if-the-government-wants-to-combat-high-inflation-using-fiscal-policy-it-would","topic":"Contractionary Fiscal Policy","categoryName":"Economic Indicators","authoredDifficulty":"hard","attempts":21,"missRatePct":57.1},{"questionId":"s3-020","title":"An investor purchases 100 shares of stock at $40 per share and pays a $50 commission. 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