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Series 63: Regulation of Broker-Dealers & Agents
Series 63 practice questioneasyBroker-Dealer Definition — Exclusions

In a state-law practice set, a candidate reviews the following scenario. Assume the administrator is testing the cleanest state-law answer. Which of the following entities is EXCLUDED from the definition of broker-dealer under the Uniform Securities Act?

  1. AA firm that underwrites municipal bonds
  2. BAn agent representing a broker-dealer
  3. CA discount brokerage firm
  4. DA bank or savings institution✓ Correct answer
Explanation

Why DA bank or savings institution

Under USA Section 401(c), banks, savings institutions, and trust companies are excluded from the definition of broker-dealer when acting in their regular capacity. Agents are excluded because they are defined separately as individuals, not firms. Underwriters and discount brokerages are generally included in the broker-dealer definition. The exam trick is the framing, not the underlying Uniform Securities Act rule.

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