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Series 7: Opens & Maintains Customer Accounts
Series 7 practice questionmediumDiscretion and Account Supervision 1

A customer asks a representative to exercise time and price discretion only for the current business day without written authorization. What is the best response?

  1. AWritten trading authorization is always required even for same-day price and time discretion
  2. BThe representative may also change the security and share amount
  3. CTime and price discretion may be exercised for that day only✓ Correct answer
  4. DThe representative may transfer funds to a third party without instructions
Explanation

Why CTime and price discretion may be exercised for that day only

Discretionary activity is heavily supervised because it gives the representative authority to act without obtaining contemporaneous consent for every trade detail. FINRA rules allow limited same-day time and price discretion, but broader trading discretion requires proper written authorization and supervision.

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