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Series 7: Investment Information & Recommendations
Series 7 practice questionmediumDebt Securities — Municipal Bonds — Taxable Equivalent Yield

An investor in the 32% federal tax bracket is considering a municipal bond yielding 4%. What is the taxable equivalent yield?

  1. A4.00%
  2. B5.26%
  3. C5.88%✓ Correct answer
  4. D12.50%
Explanation

Why C5.88%

Taxable equivalent yield (TEY) is calculated as: Municipal Yield / (1 - Tax Rate) = 4% / (1 - 0.32) = 4% / 0.68 = 5.88%. This means the investor would need a taxable bond yielding 5.88% to have the same after-tax return as the 4% municipal bond. TEY helps investors compare tax-exempt municipal bonds with taxable alternatives.

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