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Series 7: Investment Information & Recommendations
Series 7 practice questioneasyDebt Securities — Corporate Bonds — Callable

An issuer is MOST likely to call its outstanding bonds when:

  1. AInterest rates have risen significantly
  2. BThe company is facing bankruptcy
  3. CThe company's credit rating has been downgraded
  4. DInterest rates have fallen significantly✓ Correct answer
Explanation

Why DInterest rates have fallen significantly

Issuers call bonds when interest rates have fallen because they can refinance the debt at a lower rate, reducing their interest expense. This is similar to a homeowner refinancing a mortgage at a lower rate. The call feature benefits the issuer, not the bondholder, because the bondholder must reinvest at the new, lower prevailing rates.

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