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Series 7: Investment Information & Recommendations
Series 7 practice questionmediumAlternative Investments — REITs

REIT dividends are generally taxed to shareholders as:

  1. AOrdinary income, since REITs pass through rental income✓ Correct answer
  2. BQualified dividends at the lower capital gains rate
  3. CTax-exempt income similar to municipal bond interest
  4. DLong-term capital gains regardless of holding period
Explanation

Why AOrdinary income, since REITs pass through rental income

Most REIT dividends do not qualify for the lower qualified dividend tax rate because they represent pass-through of rental income, which is ordinary income. REIT dividends are generally taxed at the investor's ordinary income tax rate. However, under the Tax Cuts and Jobs Act, non-corporate REIT investors may deduct up to 20% of qualified REIT dividends through the Section 199A deduction.

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