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Series 7: Investment Information & Recommendations
Series 7 practice questionmediumOptions — Tax Treatment

When a call option is exercised, how is the premium treated for tax purposes for the buyer?

  1. AIt is recognized as a capital gain
  2. BIt is added to the cost basis of the stock acquired✓ Correct answer
  3. CIt is deducted as an investment expense
  4. DIt has no tax consequence
Explanation

Why BIt is added to the cost basis of the stock acquired

When a call buyer exercises the option, the premium paid is added to the strike price to determine the cost basis of the stock acquired. For example, if the strike is $50 and the premium was $3, the cost basis of the stock is $53 per share. No gain or loss is recognized at the time of exercise.

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