🏦LTB
Series 79: Section 4
Series 79 practice questioneasyFINRA Rules Applicable to Investment Banking

Under FINRA rules, which of the following best describes the obligation of a member firm participating in a public offering?

  1. AThe firm must guarantee that investors will receive a minimum return on the offering
  2. BThe firm must conduct reasonable due diligence on the issuer and the securities being offered✓ Correct answer
  3. CThe firm is only required to verify the issuer's stock price history over the prior five years
  4. DThe firm may rely entirely on the issuer's representations without independent verification
Explanation

Why BThe firm must conduct reasonable due diligence on the issuer and the securities being offered

FINRA Rule 5110 (Corporate Financing Rule) and general suitability requirements obligate member firms to perform reasonable due diligence regarding the issuer and the offering. This includes investigating the issuer's business, financial condition, management, and the terms of the offering. Relying solely on issuer representations without independent inquiry would be inconsistent with a firm's obligations under FINRA rules and federal securities law.

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