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SIE: Trading & Settlement
SIE practice questionmediumRegulation T

A customer opens a margin account and buys $20,000 of stock. According to Federal Reserve Regulation T, what is the minimum initial margin deposit required?

  1. A$5,000
  2. B$10,000✓ Correct answer
  3. C$20,000
  4. D$2,000
Explanation

Why B$10,000

Regulation T requires a 50% initial margin deposit, so $10,000 on $20,000. $5,000 and $2,000 are less than required; $20,000 would be 100% and only required in cash accounts.

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