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SIE: Risk & Portfolio Management
SIE practice questionmediumRisk — Regulatory Risk

A pharmaceutical company sees its stock price drop 30% when the FDA rejects its new drug application. This is an example of:

  1. AInterest rate risk
  2. BRegulatory risk (a type of unsystematic risk)✓ Correct answer
  3. CInflation risk
  4. DSystematic risk
Explanation

Why BRegulatory risk (a type of unsystematic risk)

This is regulatory risk — the risk that a regulatory action will affect a specific company or industry. An FDA rejection is company-specific (unsystematic) because it affects this particular company, not the entire market. Other investors holding a diversified portfolio would not be significantly impacted. Regulatory risk can be partially mitigated through diversification across industries.

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