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SIE: Trading & Settlement
SIE practice questioneasyProhibited Activities

A registered rep recommends mutual fund switches just to increase commissions, rather than for the customer’s benefit. This practice is:

  1. AA normal sales practice
  2. BProhibited as unsuitable and abusive✓ Correct answer
  3. CPermitted under Reg D
  4. DOnly prohibited for institutional clients
Explanation

Why BProhibited as unsuitable and abusive

Switching mutual funds to earn commissions, without client benefit, is abusive and unsuitable, violating FINRA and SEC rules. It’s never legitimate, regardless of account type.

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