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SIE: Customer Accounts & Suitability
SIE practice questionmediumReg BI - Form CRS

Under SEC Regulation Best Interest, broker-dealers must provide retail customers with Form CRS (Customer Relationship Summary). This form must be delivered:

  1. AOnly when the customer opens a margin account
  2. BAnnually by January 31
  3. CAt the time of the recommendation and at account opening, whichever comes first✓ Correct answer
  4. DOnly upon customer request
Explanation

Why CAt the time of the recommendation and at account opening, whichever comes first

Form CRS must be delivered to retail investors before or at the earliest of: a recommendation of a securities transaction or investment strategy, placing an order for the customer, or account opening. The form is a brief (2-page) document that describes the firm's services, fees, conflicts of interest, disciplinary history, and how to get more information. It helps retail customers understand what they are getting and compare services across firms.

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