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SIE: Capital Markets & Offerings
SIE practice questioneasyAccredited Investor

Under SEC rules, which of the following meets the definition of an accredited investor?

  1. AAny individual with a college degree in finance
  2. BAny individual with a brokerage account
  3. CAn individual with annual income exceeding $200,000 in each of the two most recent years with a reasonable expectation of the same in the current year✓ Correct answer
  4. DAny individual who has passed the SIE exam
Explanation

Why CAn individual with annual income exceeding $200,000 in each of the two most recent years with a reasonable expectation of the same in the current year

An accredited investor includes individuals with annual income exceeding $200,000 ($300,000 jointly with a spouse) in each of the two most recent years with a reasonable expectation of the same, OR a net worth exceeding $1 million (excluding primary residence). Institutions with over $5 million in assets also qualify. Education, licensing, or simply having a brokerage account do not make someone an accredited investor. Accredited investors are permitted to participate in private placements under Reg D.

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