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SIE: Capital Markets & Offerings
SIE practice questionmediumBroker-Dealer vs. Investment Adviser

What is the key distinction between a broker-dealer and an investment adviser?

  1. ABroker-dealers execute transactions while investment advisers provide advice for a fee✓ Correct answer
  2. BBroker-dealers only work with institutional clients
  3. CInvestment advisers are regulated by FINRA and broker-dealers are not
  4. DOnly broker-dealers can trade securities
Explanation

Why ABroker-dealers execute transactions while investment advisers provide advice for a fee

A broker-dealer's primary function is to execute securities transactions (buying and selling) on behalf of clients (broker) or for its own account (dealer). An investment adviser's primary function is to provide investment advice for compensation. While both may provide advice, the regulatory frameworks differ: broker-dealers register with the SEC and are FINRA members, while investment advisers register with the SEC or state regulators under the Investment Advisers Act of 1940.

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