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SIE: Regulatory Framework
SIE practice questioneasySEC Role and Authority

Which federal agency has primary responsibility for enforcing the federal securities laws and regulating the securities industry?

  1. AFederal Deposit Insurance Corporation (FDIC)
  2. BSecurities and Exchange Commission (SEC)✓ Correct answer
  3. CFinancial Industry Regulatory Authority (FINRA)
  4. DFederal Reserve Board (FRB)
Explanation

Why BSecurities and Exchange Commission (SEC)

The SEC is the primary federal regulator of the securities industry, created by the Securities Exchange Act of 1934. The Federal Reserve regulates monetary policy and banks, the FDIC insures bank deposits, and FINRA is a self-regulatory organization (SRO) — not a government agency — that operates under SEC oversight.

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