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SIE: Account Types
SIE practice questioneasyJoint Accounts

Which joint account type allows either party to trade securities and withdraw funds?

  1. ASole proprietorship account
  2. BTenants in common (TIC)
  3. CUGMA account
  4. DJoint tenants with rights of survivorship (JTWROS)✓ Correct answer
Explanation

Why DJoint tenants with rights of survivorship (JTWROS)

JTWROS accounts allow either owner to trade and withdraw. In TIC accounts, owners can trade, but account interests pass to heirs, not other tenants. UGMA and sole proprietorship accounts are single-party accounts.

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