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Series 7: Investment Information & Recommendations
Series 7 practice questionhardTax Implications — Wash Sale Rule

An investor sells 200 shares of MNO stock at a $4,000 loss on November 1. On October 15, the investor had purchased 100 shares of MNO. How much of the loss is disallowed under the wash sale rule?

  1. A$0 — the purchase was before the sale
  2. B$2,000 — only the loss on 100 shares is disallowed✓ Correct answer
  3. C$4,000 — the entire loss is disallowed
  4. D$1,000
Explanation

Why B$2,000 — only the loss on 100 shares is disallowed

The wash sale rule applies to purchases 30 days before OR after the sale. The October 15 purchase is within 30 days before the November 1 sale. However, only 100 shares were repurchased, while 200 were sold. The wash sale rule applies proportionally: the loss on 100 of the 200 shares is disallowed ($4,000 x 100/200 = $2,000). The remaining $2,000 loss on the other 100 shares is deductible.

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