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Series 7: Investment Information & Recommendations
Series 7 practice questioneasyTax Implications — Capital Gains

Net capital losses can be deducted against ordinary income up to a maximum of how much per year for an individual taxpayer?

  1. A$1,000
  2. B$3,000✓ Correct answer
  3. C$5,000
  4. DThere is no limit
Explanation

Why B$3,000

Individual taxpayers can deduct up to $3,000 ($1,500 for married filing separately) of net capital losses against ordinary income per year. Any excess capital losses are carried forward to future years indefinitely. There is no limit on capital losses used to offset capital gains; the $3,000 limit applies only to losses deducted against ordinary income.

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