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Series 79: Underwriting & New Financing
Series 79 practice questioneasyUnderwriting Agreements

In a firm commitment underwriting, who bears the risk of unsold shares?

  1. AThe issuing company
  2. BThe investors who submitted indications of interest
  3. CThe underwriters who agreed to purchase all shares from the issuer✓ Correct answer
  4. DThe SEC
Explanation

Why CThe underwriters who agreed to purchase all shares from the issuer

In a firm commitment underwriting, the underwriters agree to purchase the entire offering from the issuer at the offering price minus the underwriting discount (spread). This means the underwriters bear the risk of any unsold shares, as they have committed to buying the full amount regardless of investor demand. This is the most common type of underwriting arrangement for IPOs and large public offerings because it provides certainty to the issuer.

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