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SIE: Debt Securities
SIE practice questioneasyBond Price — Premium vs Discount

A bond with a coupon rate of 5% is trading at 103. This bond is trading at:

  1. AA premium because its price is above par✓ Correct answer
  2. BA discount because its price is below par
  3. CCannot be determined without knowing the yield to maturity
  4. DPar value
Explanation

Why AA premium because its price is above par

A bond quoted at 103 is trading at 103% of par value ($1,030 for a $1,000 par bond), which is above par — a premium. Bonds trade at a premium when the coupon rate exceeds the current market yield. A bond at a discount would be quoted below 100 (e.g., 97). A bond at par is quoted at exactly 100.

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