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SIE: Investment Companies & Packaged Products
SIE practice questionmediumBreakpoints

A client is eligible for a breakpoint but is not informed by their representative. This is considered:

  1. AA violation of FINRA fair dealing rules✓ Correct answer
  2. BA standard business practice
  3. CA permissible omission if the client didn’t ask
  4. DA requirement only for institutional investors
Explanation

Why AA violation of FINRA fair dealing rules

A is correct; representatives must disclose breakpoints to retail clients. B, C, and D are false—failure to disclose is a regulatory violation regardless of client type.

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