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SIE: Investment Companies & Packaged Products
SIE practice questionhardMutual Funds - Share Classes

A key disadvantage of Class B mutual fund shares compared to Class A shares is:

  1. AHigher minimum initial investment
  2. BImmediate front-end load payments
  3. CNo eligibility for breakpoints
  4. DInvestors may pay higher overall fees if holding long-term✓ Correct answer
Explanation

Why DInvestors may pay higher overall fees if holding long-term

While Class B shares avoid front-end loads, their deferred sales charge and higher expenses can result in higher long-term costs. B and D are incorrect; C is also true but not as directly related to long-term costs.

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