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SIE: Investment Companies & Packaged Products
SIE practice questionhardREITs

An investor interested in income wants to compare equity REITs and mortgage REITs. Which statement is most accurate?

  1. AEquity REITs must invest solely in government securities.
  2. BMortgage REITs tend to pay higher dividends, but with more interest rate risk.✓ Correct answer
  3. CMortgage REITs usually provide fixed income guarantees.
  4. DEquity REITs can never distribute more than 90% of taxable income.
Explanation

Why BMortgage REITs tend to pay higher dividends, but with more interest rate risk.

Mortgage REITs typically pay higher, variable dividends sensitive to interest rates, while equity REITs focus on property income. REITs do not have the restrictions or guarantees described in B, C, or D.

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