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SIE: Investment Companies & Packaged Products
SIE practice questioneasyMutual Funds - Breakpoints

An investor wants to invest $55,000 in a mutual fund with breakpoints. What is the purpose of breakpoints?

  1. ATo reduce the sales charge for larger investments✓ Correct answer
  2. BTo increase annual fees for frequent trading
  3. CTo allow redemption at NAV
  4. DTo guarantee the fund's return
Explanation

Why ATo reduce the sales charge for larger investments

Breakpoints offer reduced sales charges for larger investments, incentivizing higher purchases. They do not raise fees (B), guarantee returns (D), or relate to NAV redemption (C).

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