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SIE: Trading & Settlement
SIE practice questionmediumAccount Types: Margin Maintenance

In a margin account, what happens if equity falls below the maintenance requirement?

  1. AThe account will be closed immediately.
  2. BThe customer may borrow additional funds.
  3. CThe customer will receive a margin call to deposit more funds.✓ Correct answer
  4. DThe broker must sell all securities in the account.
Explanation

Why CThe customer will receive a margin call to deposit more funds.

A margin call requires the customer to restore required equity. B is incorrect—additional borrowing isn’t permitted in this situation. C and D are too extreme; liquidation occurs only if the call isn't met.

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