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SIE: Debt Securities
SIE practice questionmediumT-Bills vs T-Bonds

What is a key difference between Treasury bills (T-bills) and Treasury bonds (T-bonds)?

  1. AT-bills pay interest every six months
  2. BT-bills mature in one year or less; T-bonds mature in more than 10 years✓ Correct answer
  3. CT-bonds have no default risk while T-bills do
  4. DT-bills are only sold to institutions
Explanation

Why BT-bills mature in one year or less; T-bonds mature in more than 10 years

T-bills have maturities of one year or less and are sold at a discount. T-bonds mature in over 10 years. Both are default-free and available to all investors.

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