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SIE: Debt Securities
SIE practice questionmediumZero-Coupon Bonds

Which statement is TRUE about zero-coupon bonds?

  1. AInterest is paid annually
  2. BThey are subject to phantom income tax✓ Correct answer
  3. CThey have low duration risk
  4. DThey pay interest at maturity only
Explanation

Why BThey are subject to phantom income tax

Zero-coupon investors owe taxes on imputed interest each year (phantom income), even though no interest is received until maturity. Payments are not annual or only at maturity, and duration risk is higher than that of coupon bonds.

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