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Series 7: Seeks Business for the Broker-Dealer
Series 7 practice questionhardReferral Programs and Networking — Calculating Permissible Referral Compensation

A broker-dealer offers a referral program to an affiliated bank branch where each unregistered employee can receive a $20 flat fee per referred client who opens an account, regardless of account size or transactions. If 37 referrals result in opened accounts, what is the total referral compensation that can be paid while remaining compliant?

  1. A$2,220
  2. B$370
  3. C$740✓ Correct answer
  4. D$560
Explanation

Why C$740

Each unregistered employee may receive a flat $20 per opened account. 37 accounts x $20 = $740 total compensation, which is permissible under FINRA rules.

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