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SIE: Investment Companies & Packaged Products
SIE practice questionmediumMutual Fund Share Classes

A client wants to minimize ongoing expenses and is planning a large investment in a mutual fund to use the available breakpoint. Which share class is typically most appropriate?

  1. ANo-load shares
  2. BClass B shares
  3. CClass C shares
  4. DClass A shares✓ Correct answer
Explanation

Why DClass A shares

A is correct; Class A shares have lower ongoing expenses and sales charges are reduced by breakpoints. B and C often have higher expenses, and D is only possible if a no-load version is available but is not related to breakpoints.

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