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SIE: Investment Companies & Packaged Products
SIE practice questionhardETFs

Which tax characteristic is a major advantage of ETFs over mutual funds?

  1. AGuaranteed step-up in cost basis
  2. BTax-free interest income
  3. CExemption from dividend taxes
  4. DLower likelihood of capital gains distributions to shareholders✓ Correct answer
Explanation

Why DLower likelihood of capital gains distributions to shareholders

ETFs use in-kind redemptions to minimize capital gains distributions. Interest and dividends are still taxable, and no step-up is guaranteed.

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