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SIE: Investment Companies & Packaged Products
SIE practice questionhardMutual Funds

When purchasing mutual fund Class C shares, what is the typical cost structure?

  1. ANo fees of any kind
  2. BHigh front-end sales load
  3. CLong-term back-end load that never decreases
  4. DNo front-end load, but higher ongoing 12b-1 fees✓ Correct answer
Explanation

Why DNo front-end load, but higher ongoing 12b-1 fees

Class C shares have no front-end load but charge higher 12b-1 fees. They may have short-term redemption fees but not high up-front or permanent back-end charges.

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